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So You Wanna Buy a Home? The First-Time Homebuyer's Guide to Buying a Home

  • Writer: Rachel Harper
    Rachel Harper
  • Feb 19
  • 3 min read


A Step-by-Step Guide for First-Time Homebuyers

Buying your first home can feel overwhelming—but it doesn’t have to be! If you're wondering where to start, how to build credit, or how much you really need to save, you're in the right place.


Welcome to So You Wanna Buy a Home?—a YouTube series where we break down the home-buying process step by step.


In this series, Aden Harper, a 21-year-old new realtor, is on a mission to buy his first home. But instead of figuring it out alone, he’s teaming up with Jason Harper, an experienced real estate broker and lender, to learn everything about credit, saving money, mortgages, and house hunting.


The best part? You get to follow along and learn with him!


Why Is Buying a Home So Hard for First-Time Buyers?


Realtor with you couple showing a home.

If you've ever thought about buying a home but felt like you were totally unprepared, you're not alone. Many first-time buyers face the same challenges:


✅ Low or No Credit – Not sure how to build or improve your credit score? We’ve got you.

✅ Not Enough Savings – Think you need a 20% down payment? (Spoiler: You don’t!)

✅ Confusing Mortgage Options – FHA? Conventional? VA? We’ll break it down.

✅ Not Knowing Where to Start – We’ll walk through every step—from pre-approval to closing day.


Most people never learn this in school, but knowing how to buy a home is one of the most important financial skills you can have. This series is here to change that.


What You’ll Learn in This Series

We’re breaking down everything you need to know to go from dreaming about homeownership to actually owning a home.


🏡 Episode 2: How to Build Credit from Scratch (or Improve It)

💰 Episode 3: How to Save for a Down Payment (Without Going Broke)

📑 Episode 4: Understanding Mortgage Loans (Which One is Right for You?)

🔎 Episode 5: House Hunting Tips (How to Find the Right Home)

✍️ Episode 6: Making an Offer & Closing the Deal (Without Surprises)


Plus, you’ll follow along as Aden applies everything he learns in real-time.


Aden’s Starting Point: Just Like You

Aden is in the same boat as most first-time buyers. He’s got:

📉 A credit score that could use some work

💵 Some savings, but not quite enough

🤷‍♂️ A lot of questions about mortgages, loans, and the process


With Jason’s help, Aden will build his credit, save for a down payment, and learn exactly how to buy a home the smart way.


Your First Step Toward Buying a Home

Even if buying a home feels years away, the best time to start preparing is right now. Here’s what you can do today:


🎯 Your Homework from Episode 1:

✅ Check Your Credit Score – You can check your free credit report at AnnualCreditReport.com.

✅ Set a Savings Goal – Even if it’s just $50/month, start building your home fund now.

✅ Subscribe to the YouTube Series – Follow Aden’s journey so you don’t miss any steps!


What’s Next? Episode 2: How to Build Credit from Scratch

Now that we’ve kicked things off, it’s time to tackle one of the biggest hurdles in buying a home: your credit score.


In Episode 2, we’ll break down:✔️ What actually affects your credit score✔️ The fastest ways to build or improve your credit✔️ What you need to qualify for a mortgage

👉 Subscribe to Follow Aden’s Journey: https://www.youtube.com/@harper_home_co

💬 Comment below: What’s your biggest challenge when it comes to buying a home? We’d love to help!


Stay Connected for More Home Buying Tips!

📲 Follow The Harper Home Company:📍 Instagram: https://www.instagram.com/aden_harper_homes/



SEO Optimization & Formatting Notes:

✅ H1 & H2 Headings: Improve search ranking for “first-time homebuyer tips” and “how to buy a home.”✅ Bullet Points & Short Paragraphs: Improve readability and engagement.✅ Call-to-Action (CTA): Encourages watching the episode, subscribing, and engaging with comments.✅ Keywords for SEO:

  • First-time homebuyer

  • How to buy a home

  • Building credit for a mortgage

  • How much do I need for a down payment?

  • Best mortgage loans for first-time buyers

  • How to get approved for a mortgage

Would you like me to create a blog template so you can use a consistent format for future episodes? 🚀

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