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Waiting for 3% Mortgage Rates or a Housing Crash May Not Be Realistic
Right now a lot of buyers and sellers are on the sidelines waiting for one of two things:
Mortgage rates to drop back into the 3% range
A major housing market crash
The assumption is that both of these things are likely to happen again soon. But when we look at the actual historical data, the reality is much different.
Mortgage Rates Under 4% Are Historically Rare
30-year fixed mortgage rates have been tracked since the early 1970s. From 1971 to 2011, mortgag

Rachel Harper
7 days ago3 min read


5 New Build Communities in Temecula Valley
Located off of Ynez and Bucle Prado, Prado by Meritage Homes is a brand new community which boasts beautiful homes with open floor plans, plenty of amenities and conveniently located just minutes away from the Promenade Temecula mall as well as other retailers and restaurants. Community amenities include a resort-style pool, parks, playgrounds, a bocce ball court, fire pit, and picnic tables.
Aden Harper
Feb 243 min read


Which Realtor Specializes in New Construction Homes in Murrieta, CA?
Buying a brand-new home in Murrieta is exciting. You get that “new home smell,” modern layouts, and the chance to choose finishes that fit your style. But new construction isn’t always as simple as it looks. Builders have their own sales reps (who work for the builder, not you), contracts full of fine print, and lots of upgrade options that can make or break your budget. That’s why you need an experienced Realtor on your side.

Rachel Harper
Oct 2, 20252 min read


Who Is the Best Real Estate Agent for First-Time Homebuyers in Murrieta, California?
Buying your first home can feel overwhelming. Between mortgage terms, inspections, and all the paperwork, it’s easy to wonder if you’re in over your head. That’s where having the right agent makes all the difference. If you’re looking to buy your first home in Murrieta, here’s why The Harper Home Company (HHC) a solid fit for you.

Rachel Harper
Sep 23, 20252 min read


Strategies for Finding Affordable Homes in Temecula Valley
But as home prices have climbed in recent years, buyers are getting creative to find affordable options. Whether you're a first-time buyer, relocating, or just looking to get more house for your money, this guide will walk you through the best ways to find an affordable home in the Temecula area—without sacrificing lifestyle or location

Rachel Harper
Jun 12, 20253 min read


How Tariffs Could Shake Up the Real Estate Market in 2025 (For Better or Worse)
With a new wave of tariffs announced this year, the real estate world is bracing for change — and not all of it is bad. In April 2025,...

Rachel Harper
Apr 14, 20252 min read


How Does Inflation Affect the Value of Your Home?
Inflation, which is the consistent rise in prices for goods and services, can reshape the real estate market.

Rachel Harper
Mar 14, 20253 min read


How to Save for a Down Payment (Without Going Broke!)
The idea that you need 20% down is one of the biggest home-buying myths out there. While putting 20% down can help you avoid mortgage insura

Rachel Harper
Feb 21, 20253 min read


How to Build Credit from Scratch (or Improve It!)
If you’re a first-time homebuyer, you’ve probably heard that credit is everything when it comes to getting a mortgage. But what if you have

Rachel Harper
Feb 19, 20253 min read


So You Wanna Buy a Home? The First-Time Homebuyer's Guide to Buying a Home
Buying your first home can feel overwhelming—but it doesn’t have to be!

Rachel Harper
Feb 19, 20253 min read
Address
Tennessee:
1 Music Circle North Ste. 400
Nashville, TN 37203
California:
41877 Enterprise Circle N. Ste. 200 Temecula, CA 92590
Phone
Tennessee: 615.988.4759
California: 760.450.4165
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